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  • Open Access

    REVIEW

    Phishing, Vulnerabilities, and AI Defense: A Systematic Review of Cybersecurity Challenges and GRU-Based Mitigation Strategies in Digital Microfinance Institutions

    Richard Mathenge*, Catherine Mukunga, Ephantus Mwangi

    Journal of Cyber Security, Vol.8, pp. 129-151, 2026, DOI:10.32604/jcs.2026.077183 - 11 March 2026

    Abstract The rapid digitization of microfinance institutions (MFIs) has strengthened financial inclusion but has simultaneously increased exposure to phishing attacks and other cybersecurity threats driven by organizational, technical, and human vulnerabilities. Grounded in socio-technical systems theory, this systematic analysis evaluates AI-based mitigation strategies, with particular emphasis on gated recurrent unit (GRU) architectures. It compares them with Transformer and LSTM models. GRUs are prioritized due to their computational efficiency and suitability for low-resource environments typical of digital MFIs. Following PRISMA 2020 guidelines, 32 empirical studies published between January 2012 and April 2025 were analyzed from the Web… More >

  • Open Access

    ARTICLE

    SM-AAPIV: Split Merkle Tree-Based Real-Time Android Manifest Integrity Verification for Mobile Payment Security

    Mostafa Mohamed Ahmed Mohamed Alsaedy1,*, Haitham A. Ghalwash2

    Journal of Cyber Security, Vol.8, pp. 111-127, 2026, DOI:10.32604/jcs.2026.077021 - 24 February 2026

    Abstract Mobile payment applications processed trillions of dollars globally in 2024, making them extremely profitable targets for attackers exploiting Android manifest vulnerabilities. Current security solutions demonstrate critical weaknesses; previous hardware-attestation frameworks, such as SafetyNet, demonstrated susceptibility to evasion by sophisticated dynamic instrumentation tools. While the Google Play Integrity API improves upon this baseline, it adds noticeable latency overhead, and traditional code signing cannot detect runtime permission manipulations. This research introduces SM-AAPIV (Split Merkle Android Apps Permissions Integrity Verifier), a novel cryptographic framework that partitions Merkle tree verification across hardware-isolated segments using the Android Keystore, achieving 99.89%… More >

  • Open Access

    REVIEW

    A Systematic Review of Frameworks for the Detection and Prevention of Card-Not-Present (CNP) Fraud

    Kwabena Owusu-Mensah*, Edward Danso Ansong , Kofi Sarpong Adu-Manu, Winfred Yaokumah

    Journal of Cyber Security, Vol.8, pp. 33-92, 2026, DOI:10.32604/jcs.2026.074265 - 20 January 2026

    Abstract The rapid growth of digital payment systems and remote financial services has led to a significant increase in Card-Not-Present (CNP) fraud, which is now the primary source of card-related losses worldwide. Traditional rule-based fraud detection methods are becoming insufficient due to several challenges, including data imbalance, concept drift, privacy concerns, and limited interpretability. In response to these issues, a systematic review of twenty-four CNP fraud detection frameworks developed between 2014 and 2025 was conducted. This review aimed to identify the technologies, strategies, and design considerations necessary for adaptive solutions that align with evolving regulatory standards.… More >

  • Open Access

    ARTICLE

    The Impact of SWMF Features on the Performance of Random Forest, LSTM and Neural Network Classifiers for Detecting Trojans

    Fatemeh Ahmadi Abkenari*, Melika Zandi, Shanmugapriya Gopalakrishnan

    Journal of Cyber Security, Vol.8, pp. 93-109, 2026, DOI:10.32604/jcs.2026.074197 - 20 January 2026

    Abstract Nowadays, cyberattacks are considered a significant threat not only to the reputation of organizations through the theft of customers’ data or reducing operational throughput, but also to their data ownership and the safety and security of their operations. In recent decades, machine learning techniques have been widely employed in cybersecurity research to detect various types of cyberattacks. In the domain of cybersecurity data, and especially in Trojan detection datasets, it is common for datasets to record multiple statistical measures for a single concept. We referred to them as SWMF features in this paper, which include… More >

  • Open Access

    ARTICLE

    A Decentralized Identity Framework for Secure Federated Learning in Healthcare

    Samuel Acheme*, Glory Nosawaru Edegbe

    Journal of Cyber Security, Vol.8, pp. 1-31, 2026, DOI:10.32604/jcs.2026.073923 - 07 January 2026

    Abstract Federated learning (FL) enables collaborative model training across decentralized datasets, thus maintaining the privacy of training data. However, FL remains vulnerable to malicious actors, posing significant risks in privacy-sensitive domains like healthcare. Previous machine learning trust frameworks, while promising, often rely on resource-intensive blockchain ledgers, introducing computational overhead and metadata leakage risks. To address these limitations, this study presents a novel Decentralized Identity (DID) framework for mutual authentication that establishes verifiable trust among participants in FL without dependence on centralized authorities or high-cost blockchain ledgers. The proposed system leverages Decentralized Identifiers (DIDs) and Verifiable Credentials… More >

  • Open Access

    ARTICLE

    Explainable Machine Learning for Phishing Detection: Bridging Technical Efficacy and Legal Accountability in Cyberspace Security

    MD Hamid Borkot Tulla1,*, MD Moniur Rahman Ratan2, Rashid MD Mamunur3, Abdullah Hil Safi Sohan4, MD Matiur Rahman5

    Journal of Cyber Security, Vol.7, pp. 675-691, 2025, DOI:10.32604/jcs.2025.074737 - 24 December 2025

    Abstract Phishing is considered one of the most widespread cybercrimes due to the fact that it combines both technical and human vulnerabilities with the intention of stealing sensitive information. Traditional blacklist and heuristic-based defenses fail to detect such emerging attack patterns; hence, intelligent and transparent detection systems are needed. This paper proposes an explainable machine learning framework that integrates predictive performance with regulatory accountability. Four models were trained and tested on a balanced dataset of 10,000 URLs, comprising 5000 phishing and 5000 legitimate samples, each characterized by 48 lexical and content-based features: Decision Tree, XGBoost, Logistic… More >

  • Open Access

    ARTICLE

    Resilient Security Framework for Lottery and Betting Kiosks under Ransomware Attacks

    Sapan Pandya*

    Journal of Cyber Security, Vol.7, pp. 637-651, 2025, DOI:10.32604/jcs.2025.073670 - 24 December 2025

    Abstract Ransomware has evolved from opportunistic malware into a global economic weapon, crippling critical services and extracting billions in illicit revenue. While most research has centered on enterprise networks and healthcare systems, an equally vulnerable frontier is emerging in lottery and betting kiosks—self-service financial Internet of Things (IoT) devices that handle billions of dollars annually. These terminals operate unattended, rely on legacy operating systems, and interact with sensitive transactional data, making them prime ransomware targets. This paper introduces a Resilient Security Framework (RSF) for kiosks under ransomware threat conditions. RSF integrates three defensive layers: (1) prevention… More >

  • Open Access

    ARTICLE

    E-AAPIV: Merkle Tree-Based Real-Time Android Manifest Integrity Verification for Mobile Payment Security

    Mostafa Mohamed Ahmed Mohamed Alsaedy1,*, Atef Zaki Ghalwash1, Aliaa Abd Elhalim Yousif2, Safaa Magdy Azzam1

    Journal of Cyber Security, Vol.7, pp. 653-674, 2025, DOI:10.32604/jcs.2025.073547 - 24 December 2025

    Abstract Mobile financial applications and payment systems face significant security challenges from reverse engineering attacks. Attackers can decompile Android Package Kit (APK) files, modify permissions, and repackage applications with malicious capabilities. This work introduces E-AAPIV (Enhanced Android Apps Permissions Integrity Verifier), an advanced framework that uses Merkle Tree technology for real-time manifest integrity verification. The proposed system constructs cryptographic Merkle Tree from AndroidManifest.xml permission structures. It establishes secure client-server connections using Elliptic Curve Diffie-Hellman Protocol (ECDH-P384) key exchange. Root hashes are encrypted with Advanced Encryption Standard-256-Galois/Counter Mode (AES-256-GCM), integrated with hardware-backed Android Keystore for enhanced security. More >

  • Open Access

    ARTICLE

    ARAE: An Adaptive Robust AutoEncoder for Network Anomaly Detection

    Chunyong Yin, Williams Kyei*

    Journal of Cyber Security, Vol.7, pp. 615-635, 2025, DOI:10.32604/jcs.2025.072740 - 24 December 2025

    Abstract The evolving sophistication of network threats demands anomaly detection methods that are both robust and adaptive. While autoencoders excel at learning normal traffic patterns, they struggle with complex feature interactions and require manual tuning for different environments. We introduce the Adaptive Robust AutoEncoder (ARAE), a novel framework that dynamically balances reconstruction fidelity with latent space regularization through learnable loss weighting. ARAE incorporates multi-head attention to model feature dependencies and fuses multiple anomaly indicators into an adaptive scoring mechanism. Extensive evaluation on four benchmark datasets demonstrates that ARAE significantly outperforms existing autoencoder variants and classical methods, More >

  • Open Access

    ARTICLE

    Securing IoT Ecosystems: Experimental Evaluation of Modern Lightweight Cryptographic Algorithms and Their Performance

    Mircea Ţălu1,2,*

    Journal of Cyber Security, Vol.7, pp. 565-587, 2025, DOI:10.32604/jcs.2025.073690 - 11 December 2025

    Abstract The rapid proliferation of Internet of Things (IoT) devices has intensified the demand for cryptographic solutions that balance security, performance, and resource efficiency. However, existing studies often focus on isolated algorithmic families, lacking a comprehensive structural and experimental comparison across diverse lightweight cryptographic designs. This study addresses that gap by providing an integrated analysis of modern lightweight cryptographic algorithms spanning six structural classes—Substitution–Permutation Network (SPN), Feistel Network (FN), Generalized Feistel Network (GFN), Addition–Rotation–XOR (ARX), Nonlinear Feedback Shift Register (NLFSR), and Hybrid models—evaluated on resource-constrained IoT platforms. The key contributions include: (i) establishing a unified benchmarking… More >

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