Hatice Jenkins¹, Siamand Hesami^1,*, Fulden Yesiltepe²

CMC-Computers, Materials & Continua, Vol.72, No.3, pp. 6167-6184, 2022, DOI:10.32604/cmc.2022.027293

Abstract This research investigates a broad range of possible factors affecting the adoption of new technology in the banking industry using adaptive LASSO and a standard logit model. The research integrated the adoption of the innovation framework and the technology acceptance theory to develop a conceptual framework for the analysis. Primary data was collected from 400 bank customers in North Cyprus. Risk perception and other customer-specific factors such as perceived risk index and negative attitude toward new technologies index were formulated for the proposed conceptual model. The findings indicated that individuals with a negative attitude toward new technology are least likely… More >

Sobia Wassan¹, Chen Xi^1,*, Nz Jhanjhi², Hassan Raza³

Intelligent Automation & Soft Computing, Vol.30, No.1, pp. 187-199, 2021, DOI:10.32604/iasc.2021.015859

Abstract Online banking is an ideal method for conducting financial transactions such as e-commerce, e-banking, and e-payments. The growing popularity of online payment services and payroll systems, however, has opened new pathways for hackers to steal consumers’ information and money, a risk which poses significant danger to the users of e-commerce and e-banking websites. This study uses the selection method of the entire e-commerce and e-banking website dataset (Chi-Squared, Gini index, and main learning algorithm). The results of the analysis suggest the identification and comparison of machine learning and deep learning algorithm performance on binary category labels (legal, fraudulent) between similar… More >